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Bad Credit Financing
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When it comes to auto loans and leasing, transparency matters. At PineRidge Ford, there’s No Smoke. No Mirrors. Our finance team provides honest guidance and helps you explore financing or leasing options that truly fit your needs and budget.
Whether you have strong credit, are rebuilding, or are new to credit, we work with a range of lenders to help you get approved and drive home in a vehicle that makes sense for your situation

Life as a student is busy—classes, work, and commuting add up quickly. Even without credit, if you have a steady income, we can help you secure an affordable car loan.
Student Financing
Small businesses fuel the community, but financing can be tough. Our finance team works to secure auto loans for business owners so they can keep moving forward.
Small Business Financing
Unexpected accidents can impact credit, but if you have a consistent monthly income, there’s a strong chance we can get you approved for an auto loan.
Long-Term Disability Financing
A reliable vehicle makes transitioning into a new home much easier. Even with no credit history, we can help you finance or lease a vehicle for your needs.
New Canadians FinancingWe work with a wide range of lenders, so you don’t need perfect credit to qualify. Whether your score is strong, average, or challenged, our finance team will find an option that works for you.
Yes! At PineRidge Ford, we specialize in helping customers with all credit backgrounds. As long as you have proof of steady income, we can likely secure financing for you.
Down payments vary depending on the vehicle and your credit situation. Some customers qualify for little to no money down, while others may benefit from a larger down payment to lower monthly payments.
Absolutely! We offer financing options for both new and used vehicles. Whether you’re eyeing a brand-new F-150 or a pre-owned SUV, our team will match you with the right lender.
Not always. Some buyers with limited or challenged credit benefit from a co-signer, but many of our customers qualify for auto loans on their own.
You can start the process online with our secure credit application or visit us in Meadow Lake to speak with our finance experts directly.
Looking for a flexible car loan in Meadow Lake, SK? Whatever your credit situation, at PineRidge Ford, we’re committed to working with you to find a vehicle that meets your lifestyle and financial budget. Pre-qualify for financing conveniently online or contact our finance team to learn more about your options.