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Bad Credit Financing
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When it comes to auto loans and leasing, transparency is crucial. Here at PineRidge Ford, there’s No Smoke. No Mirrors. We give you honest advice and guidance, and suggest finance or leasing options that make sense for you and your budget.
Whether your credit is good, could use some work, or is totally non-existent, our team will help you get approved and drive home in the car you’ve always wanted.
Life as a student is busy—classes, work, and commuting add up quickly. Even without credit, if you have a steady income, we can help you secure an affordable car loan.
Student FinancingSmall businesses fuel the community, but financing can be tough. Our finance team works to get business owners the auto loans they need to keep moving forward.
Small Business FinancingUnexpected accidents can impact credit, but if you have a consistent monthly income, there’s a strong chance we can get you approved for an auto loan.
Long Term Disability FinancingA reliable vehicle makes transitioning into a new home much easier. Even with no credit history, we can help you finance or lease a vehicle for your needs.
New Canadians FinancingWhat credit score do I need to get approved at PineRidge Ford?
We work with a wide range of lenders, so you don’t need perfect credit to qualify. Whether your score is strong, average, or challenged, our finance team will find an option that works for you.
Can I get financing if I have bad credit or no credit history?
Yes! At PineRidge Ford, we specialize in helping customers with all credit backgrounds. As long as you have proof of steady income, we can likely secure financing for you.
How much should I expect for a down payment?
Down payments vary depending on the vehicle and your credit situation. Some customers qualify for little to no money down, while others may benefit from a larger down payment to lower monthly payments.
Can I finance a used vehicle at PineRidge Ford?
Absolutely! We offer financing options for both new and used vehicles. Whether you’re eyeing a brand-new F-150 or a pre-owned SUV, our team will match you with the right lender.
Do I need a co-signer to get approved?
Not always. Some buyers with limited or challenged credit benefit from a co-signer, but many of our customers qualify for auto loans on their own.
How do I apply for financing at PineRidge Ford?
You can start the process online with our secure credit application or visit us in Meadow Lake to speak with our finance experts directly.
Looking for a flexible car loan in Meadow Lake, SK? Whatever your credit situation, at PineRidge Ford, we’re committed to working with you to find a vehicle that meets your lifestyle and financial budget. Pre-qualify for financing conveniently online or contact our finance team to learn more about your options.